Call reports 2022
MINNSTAR BANK NATIONAL ASSOCIATION — 2022
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 176,614,000 | 178,761,000 | 187,132,000 | 197,433,000 |
| Total loans | 143,026,000 | 152,817,000 | 161,843,000 | 171,036,000 |
| Allowance for loan losses | 1,599,000 | 1,748,000 | 1,762,000 | 1,732,000 |
| Securities available for sale | 7,349,000 | 7,037,000 | 6,705,000 | 6,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,135,000 | 157,265,000 | 158,869,000 | 167,046,000 |
| Interest-bearing deposits | 114,130,000 | 113,973,000 | 116,334,000 | 122,868,000 |
| Noninterest-bearing deposits | 41,005,000 | 43,292,000 | 42,535,000 | 44,178,000 |
| Equity capital | 14,575,000 | 14,620,000 | 14,852,000 | 14,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 3,017,000 | 4,797,000 | 6,748,000 |
| Interest expense | 144,000 | 290,000 | 466,000 | 854,000 |
| Net interest income | 1,264,000 | 2,727,000 | 4,331,000 | 5,894,000 |
| Noninterest income | 142,000 | 290,000 | 421,000 | 550,000 |
| Noninterest expense | 1,049,000 | 2,146,000 | 3,259,000 | 4,345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 357,000 | 871,000 | 1,493,000 | 2,141,000 |
| Income tax | 0 | 71,000 | 110,000 | 203,000 |
| Net income | 357,000 | 800,000 | 1,383,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,860,000 | 15,066,000 | 15,502,000 | 15,480,000 |
| Total capital | 16,459,000 | 16,814,000 | 17,264,000 | 17,212,000 |
| Risk-weighted assets | 135,721,000 | 145,512,000 | 155,552,000 | 163,727,000 |