Call reports 2020
MINNSTAR BANK NATIONAL ASSOCIATION — 2020
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,301,000 | 143,235,000 | 146,287,000 | 153,760,000 |
| Total loans | 110,763,000 | 119,990,000 | 121,683,000 | 121,574,000 |
| Allowance for loan losses | 1,581,000 | 1,586,000 | 1,589,000 | 1,595,000 |
| Securities available for sale | 2,544,000 | 3,174,000 | 2,980,000 | 2,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,637,000 | 120,912,000 | 124,561,000 | 132,177,000 |
| Interest-bearing deposits | 83,113,000 | 88,735,000 | 63,813,000 | 96,729,000 |
| Noninterest-bearing deposits | 26,524,000 | 32,177,000 | 60,748,000 | 35,448,000 |
| Equity capital | 12,621,000 | 13,328,000 | 13,782,000 | 13,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 3,241,000 | 4,686,000 | 6,104,000 |
| Interest expense | 241,000 | 488,000 | 724,000 | 950,000 |
| Net interest income | 1,242,000 | 2,753,000 | 3,962,000 | 5,154,000 |
| Noninterest income | 152,000 | 465,000 | 750,000 | 999,000 |
| Noninterest expense | 1,015,000 | 1,988,000 | 2,906,000 | 3,970,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 1,230,000 | 1,806,000 | 2,183,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 377,000 | 1,228,000 | 1,804,000 | 2,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,537,000 | 13,244,000 | 13,696,000 | 13,630,000 |
| Total capital | 13,849,000 | 14,583,000 | 15,062,000 | 15,054,000 |
| Risk-weighted assets | 104,705,000 | 106,949,000 | 109,069,000 | 113,772,000 |