Call reports 2019
MINNSTAR BANK NATIONAL ASSOCIATION — 2019
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,545,000 | 125,969,000 | 127,298,000 | 142,744,000 |
| Total loans | 109,812,000 | 110,088,000 | 109,086,000 | 107,703,000 |
| Allowance for loan losses | 1,491,000 | 1,580,000 | 1,569,000 | 1,581,000 |
| Securities available for sale | 3,334,000 | 3,247,000 | 2,697,000 | 2,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,213,000 | 106,476,000 | 107,639,000 | 123,357,000 |
| Interest-bearing deposits | 81,383,000 | 70,756,000 | 81,683,000 | 82,997,000 |
| Noninterest-bearing deposits | 29,830,000 | 35,720,000 | 25,956,000 | 40,360,000 |
| Equity capital | 11,943,000 | 12,066,000 | 12,309,000 | 12,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,983,000 | 4,503,000 | 5,977,000 |
| Interest expense | 224,000 | 470,000 | 725,000 | 964,000 |
| Net interest income | 1,254,000 | 2,513,000 | 3,778,000 | 5,013,000 |
| Noninterest income | 113,000 | 248,000 | 385,000 | 532,000 |
| Noninterest expense | 1,133,000 | 2,145,000 | 3,123,000 | 4,169,000 |
| Provision for loan losses | 53,000 | 158,000 | 158,000 | 158,000 |
| Pretax income | 181,000 | 458,000 | 882,000 | 1,218,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 179,000 | 456,000 | 880,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,957,000 | 12,050,000 | 12,309,000 | 12,308,000 |
| Total capital | 13,285,000 | 13,356,000 | 13,606,000 | 13,581,000 |
| Risk-weighted assets | 106,139,000 | 104,206,000 | 103,533,000 | 101,595,000 |