Call reports 2018
MINNSTAR BANK NATIONAL ASSOCIATION — 2018
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 124,606,000 | 123,847,000 | 124,969,000 | 143,065,000 |
| Total loans | 105,591,000 | 107,935,000 | 109,466,000 | 110,233,000 |
| Allowance for loan losses | 1,454,000 | 1,496,000 | 1,511,000 | 1,541,000 |
| Securities available for sale | 3,766,000 | 3,610,000 | 3,461,000 | 3,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,580,000 | 102,984,000 | 104,489,000 | 123,810,000 |
| Interest-bearing deposits | 79,821,000 | 78,341,000 | 78,582,000 | 81,416,000 |
| Noninterest-bearing deposits | 25,759,000 | 24,643,000 | 25,907,000 | 42,394,000 |
| Equity capital | 11,801,000 | 12,035,000 | 12,288,000 | 11,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,653,000 | 4,108,000 | 5,577,000 |
| Interest expense | 136,000 | 279,000 | 448,000 | 649,000 |
| Net interest income | 1,191,000 | 2,374,000 | 3,660,000 | 4,928,000 |
| Noninterest income | 228,000 | 369,000 | 496,000 | 507,000 |
| Noninterest expense | 1,084,000 | 2,082,000 | 3,134,000 | 4,094,000 |
| Provision for loan losses | 66,000 | 78,000 | 88,000 | 142,000 |
| Pretax income | 269,000 | 583,000 | 934,000 | 1,199,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 267,000 | 581,000 | 932,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,874,000 | 12,118,000 | 12,389,000 | 11,958,000 |
| Total capital | 13,128,000 | 13,402,000 | 13,695,000 | 13,290,000 |
| Risk-weighted assets | 100,124,000 | 102,522,000 | 104,329,000 | 106,373,000 |