Call reports 2017
MINNSTAR BANK NATIONAL ASSOCIATION — 2017
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,569,000 | 126,103,000 | 127,367,000 | 143,395,000 |
| Total loans | 107,035,000 | 109,075,000 | 104,790,000 | 106,613,000 |
| Allowance for loan losses | 1,993,000 | 1,607,000 | 1,596,000 | 1,383,000 |
| Securities available for sale | 4,453,000 | 4,311,000 | 4,150,000 | 3,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,868,000 | 110,179,000 | 108,464,000 | 124,445,000 |
| Interest-bearing deposits | 85,291,000 | 83,371,000 | 82,277,000 | 80,169,000 |
| Noninterest-bearing deposits | 27,577,000 | 26,808,000 | 26,187,000 | 44,276,000 |
| Equity capital | 11,121,000 | 11,368,000 | 11,546,000 | 11,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,656,000 | 4,018,000 | 5,381,000 |
| Interest expense | 123,000 | 242,000 | 370,000 | 507,000 |
| Net interest income | 1,190,000 | 2,414,000 | 3,648,000 | 4,874,000 |
| Noninterest income | 128,000 | 274,000 | 397,000 | 582,000 |
| Noninterest expense | 1,058,000 | 2,037,000 | 2,962,000 | 3,982,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 170,000 |
| Pretax income | 260,000 | 651,000 | 993,000 | 1,304,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 258,000 | 649,000 | 991,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,114,000 | 11,340,000 | 11,521,000 | 11,667,000 |
| Total capital | 12,386,000 | 12,632,000 | 12,770,000 | 12,950,000 |
| Risk-weighted assets | 101,082,000 | 103,094,000 | 99,643,000 | 102,601,000 |