Call reports 2016
MINNSTAR BANK NATIONAL ASSOCIATION — 2016
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,546,000 | 122,804,000 | 127,009,000 | 137,798,000 |
| Total loans | 104,838,000 | 107,019,000 | 105,702,000 | 106,428,000 |
| Allowance for loan losses | 1,731,000 | 1,783,000 | 2,009,000 | 1,990,000 |
| Securities available for sale | 7,346,000 | 5,093,000 | 4,396,000 | 4,602,000 |
| Securities held to maturity | 1,070,000 | 385,000 | 385,000 | 220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,305,000 | 106,504,000 | 110,737,000 | 121,155,000 |
| Interest-bearing deposits | 86,098,000 | 85,667,000 | 84,712,000 | 89,762,000 |
| Noninterest-bearing deposits | 23,207,000 | 20,837,000 | 26,025,000 | 31,393,000 |
| Equity capital | 10,747,000 | 10,863,000 | 10,911,000 | 11,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,642,000 | 3,976,000 | 5,282,000 |
| Interest expense | 115,000 | 243,000 | 379,000 | 509,000 |
| Net interest income | 1,192,000 | 2,399,000 | 3,597,000 | 4,773,000 |
| Noninterest income | 111,000 | 219,000 | 368,000 | 477,000 |
| Noninterest expense | 1,077,000 | 2,011,000 | 2,938,000 | 3,895,000 |
| Provision for loan losses | 90,000 | 158,000 | 373,000 | 443,000 |
| Pretax income | 136,000 | 449,000 | 654,000 | 912,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 134,000 | 447,000 | 652,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,692,000 | 10,758,000 | 10,805,000 | 11,012,000 |
| Total capital | 11,955,000 | 12,051,000 | 12,074,000 | 12,286,000 |
| Risk-weighted assets | 100,604,000 | 102,985,000 | 100,809,000 | 101,270,000 |