Call reports 2012
MINNSTAR BANK NATIONAL ASSOCIATION — 2012
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,016,000 | 111,026,000 | 109,717,000 | 117,929,000 |
| Total loans | 65,907,000 | 67,501,000 | 67,668,000 | 71,816,000 |
| Allowance for loan losses | 1,292,000 | 1,187,000 | 1,162,000 | 1,171,000 |
| Securities available for sale | 14,547,000 | 14,181,000 | 16,955,000 | 16,791,000 |
| Securities held to maturity | 5,554,000 | 5,321,000 | 5,317,000 | 5,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,610,000 | 99,514,000 | 97,925,000 | 106,577,000 |
| Interest-bearing deposits | 80,477,000 | 77,238,000 | 77,997,000 | 79,733,000 |
| Noninterest-bearing deposits | 20,133,000 | 22,276,000 | 19,928,000 | 26,844,000 |
| Equity capital | 9,160,000 | 9,309,000 | 9,610,000 | 9,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,364,000 | 3,484,000 | 4,689,000 |
| Interest expense | 210,000 | 405,000 | 579,000 | 738,000 |
| Net interest income | 950,000 | 1,959,000 | 2,905,000 | 3,951,000 |
| Noninterest income | 37,000 | 12,000 | 100,000 | 151,000 |
| Noninterest expense | 888,000 | 1,837,000 | 2,697,000 | 3,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 99,000 | 134,000 | 308,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 134,000 | 308,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,107,000 | 9,143,000 | 9,316,000 | 9,540,000 |
| Total capital | 9,991,000 | 10,037,000 | 10,220,000 | 10,495,000 |
| Risk-weighted assets | 70,282,000 | 71,237,000 | 72,056,000 | 76,191,000 |