Call reports 2011
MINNSTAR BANK NATIONAL ASSOCIATION — 2011
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,233,000 | 99,228,000 | 102,485,000 | 114,319,000 |
| Total loans | 70,690,000 | 68,996,000 | 65,054,000 | 68,295,000 |
| Allowance for loan losses | 1,200,000 | 1,322,000 | 1,254,000 | 1,274,000 |
| Securities available for sale | 7,962,000 | 10,548,000 | 11,045,000 | 13,913,000 |
| Securities held to maturity | 6,076,000 | 5,897,000 | 5,893,000 | 5,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,796,000 | 88,310,000 | 91,718,000 | 103,392,000 |
| Interest-bearing deposits | 56,967,000 | 72,583,000 | 73,152,000 | 79,055,000 |
| Noninterest-bearing deposits | 33,829,000 | 15,727,000 | 18,566,000 | 24,337,000 |
| Equity capital | 8,232,000 | 8,434,000 | 8,490,000 | 8,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,424,000 | 3,589,000 | 4,761,000 |
| Interest expense | 245,000 | 484,000 | 707,000 | 923,000 |
| Net interest income | 984,000 | 1,940,000 | 2,882,000 | 3,838,000 |
| Noninterest income | 49,000 | 364,000 | 434,000 | 526,000 |
| Noninterest expense | 912,000 | 1,860,000 | 2,772,000 | 3,637,000 |
| Provision for loan losses | 100,000 | 356,000 | 416,000 | 456,000 |
| Pretax income | 21,000 | 88,000 | 128,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 88,000 | 128,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,277,000 | 8,344,000 | 8,384,000 | 8,658,000 |
| Total capital | 9,201,000 | 9,257,000 | 9,254,000 | 9,569,000 |
| Risk-weighted assets | 73,523,000 | 72,633,000 | 69,118,000 | 72,551,000 |