Call reports 2009
MINNSTAR BANK NATIONAL ASSOCIATION — 2009
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 103,281,000 | 99,968,000 | 100,349,000 | 101,219,000 |
| Total loans | 81,813,000 | 80,724,000 | 76,301,000 | 75,197,000 |
| Allowance for loan losses | 1,494,000 | 1,412,000 | 1,754,000 | 1,497,000 |
| Securities available for sale | 3,715,000 | 2,181,000 | 2,821,000 | 2,787,000 |
| Securities held to maturity | 3,132,000 | 3,430,000 | 3,427,000 | 4,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,465,000 | 83,217,000 | 85,011,000 | 87,094,000 |
| Interest-bearing deposits | 69,236,000 | 69,413,000 | 69,696,000 | 68,809,000 |
| Noninterest-bearing deposits | 14,229,000 | 13,804,000 | 15,315,000 | 18,285,000 |
| Equity capital | 8,649,000 | 8,619,000 | 8,335,000 | 8,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,723,000 | 4,059,000 | 5,315,000 |
| Interest expense | 481,000 | 955,000 | 1,387,000 | 1,779,000 |
| Net interest income | 847,000 | 1,768,000 | 2,672,000 | 3,536,000 |
| Noninterest income | 140,000 | 268,000 | 428,000 | 527,000 |
| Noninterest expense | 1,051,000 | 1,992,000 | 2,947,000 | 4,103,000 |
| Provision for loan losses | 760,000 | 910,000 | 1,310,000 | 1,510,000 |
| Pretax income | -824,000 | -866,000 | -1,157,000 | -1,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -824,000 | -866,000 | -1,157,000 | -1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,653,000 | 8,611,000 | 8,320,000 | 8,227,000 |
| Total capital | 9,704,000 | 9,646,000 | 9,326,000 | 9,207,000 |
| Risk-weighted assets | 83,643,000 | 82,391,000 | 79,733,000 | 77,874,000 |