Call reports 2007
MINNSTAR BANK NATIONAL ASSOCIATION — 2007
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,532,000 | 91,390,000 | 94,406,000 | 95,070,000 |
| Total loans | 69,679,000 | 71,053,000 | 71,126,000 | 69,893,000 |
| Allowance for loan losses | 972,000 | 968,000 | 972,000 | 896,000 |
| Securities available for sale | 5,470,000 | 5,192,000 | 4,347,000 | 4,562,000 |
| Securities held to maturity | 3,239,000 | 3,237,000 | 3,235,000 | 4,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,531,000 | 76,277,000 | 79,116,000 | 80,109,000 |
| Interest-bearing deposits | 62,725,000 | 62,754,000 | 63,580,000 | 63,028,000 |
| Noninterest-bearing deposits | 13,806,000 | 13,523,000 | 15,536,000 | 17,081,000 |
| Equity capital | 9,675,000 | 9,741,000 | 9,855,000 | 9,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 3,043,000 | 4,653,000 | 6,199,000 |
| Interest expense | 594,000 | 1,223,000 | 1,855,000 | 2,472,000 |
| Net interest income | 897,000 | 1,820,000 | 2,798,000 | 3,727,000 |
| Noninterest income | 144,000 | 292,000 | 444,000 | 609,000 |
| Noninterest expense | 845,000 | 1,713,000 | 2,624,000 | 3,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 399,000 | 618,000 | 833,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 195,000 | 398,000 | 617,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,710,000 | 9,777,000 | 9,861,000 | 9,691,000 |
| Total capital | 10,633,000 | 10,724,000 | 10,806,000 | 10,587,000 |
| Risk-weighted assets | 73,770,000 | 75,705,000 | 75,537,000 | 75,218,000 |