Call reports 2002
MINNSTAR BANK NATIONAL ASSOCIATION — 2002
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,293,000 | 75,204,000 | 77,644,000 | 79,723,000 |
| Total loans | 54,353,000 | 54,970,000 | 55,629,000 | 55,677,000 |
| Allowance for loan losses | 733,000 | 765,000 | 752,000 | 742,000 |
| Securities available for sale | 15,062,000 | 14,210,000 | 13,255,000 | 10,771,000 |
| Securities held to maturity | 1,030,000 | 1,131,000 | 1,949,000 | 2,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,691,000 | 66,215,000 | 68,307,000 | 70,531,000 |
| Interest-bearing deposits | 58,222,000 | 55,641,000 | 56,581,000 | 58,478,000 |
| Noninterest-bearing deposits | 11,469,000 | 10,574,000 | 11,726,000 | 12,053,000 |
| Equity capital | 6,774,000 | 7,087,000 | 7,463,000 | 7,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,707,000 | 4,068,000 | 5,409,000 |
| Interest expense | 475,000 | 873,000 | 1,243,000 | 1,599,000 |
| Net interest income | 883,000 | 1,834,000 | 2,825,000 | 3,810,000 |
| Noninterest income | 122,000 | 255,000 | 406,000 | 598,000 |
| Noninterest expense | 630,000 | 1,267,000 | 1,913,000 | 2,606,000 |
| Provision for loan losses | 0 | 31,000 | 31,000 | 61,000 |
| Pretax income | 375,000 | 791,000 | 1,287,000 | 1,741,000 |
| Income tax | 6,000 | 10,000 | 14,000 | 18,000 |
| Net income | 369,000 | 781,000 | 1,273,000 | 1,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,856,000 | 6,996,000 | 7,354,000 | 6,972,000 |
| Total capital | 7,553,000 | 7,692,000 | 8,064,000 | 7,682,000 |
| Risk-weighted assets | 55,744,000 | 55,586,000 | 56,730,000 | 56,781,000 |