Call reports 2026
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK — 2026
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 294,801,000 | 293,519,000 |
| Total loans | 213,097,000 | 211,363,000 |
| Allowance for loan losses | 1,447,000 | 1,444,000 |
| Securities available for sale | 15,423,000 | 15,090,000 |
| Securities held to maturity | 25,468,000 | 23,583,000 |
| Trading assets | 0 | 0 |
| Total deposits | 253,662,000 | 250,724,000 |
| Interest-bearing deposits | 235,973,000 | 230,095,000 |
| Noninterest-bearing deposits | 17,689,000 | 20,629,000 |
| Equity capital | 39,408,000 | 39,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,810,000 | 7,676,000 |
| Interest expense | 1,666,000 | 3,282,000 |
| Net interest income | 2,144,000 | 4,394,000 |
| Noninterest income | 295,000 | 579,000 |
| Noninterest expense | 1,978,000 | 4,013,000 |
| Provision for loan losses | 27,000 | 33,000 |
| Pretax income | 424,000 | 907,000 |
| Income tax | 76,000 | 164,000 |
| Net income | 348,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,072,000 | 41,467,000 |