Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,438,000 | 255,855,000 | 250,180,000 | 251,837,000 |
| Total loans | 144,163,000 | 148,510,000 | 161,562,000 | 168,915,000 |
| Allowance for loan losses | 1,363,000 | 1,363,000 | 1,363,000 | 1,360,000 |
| Securities available for sale | 26,151,000 | 24,329,000 | 22,455,000 | 21,953,000 |
| Securities held to maturity | 36,489,000 | 35,412,000 | 34,670,000 | 34,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,186,000 | 215,335,000 | 210,568,000 | 211,893,000 |
| Interest-bearing deposits | 195,349,000 | 196,038,000 | 192,241,000 | 193,807,000 |
| Noninterest-bearing deposits | 16,837,000 | 19,297,000 | 18,327,000 | 18,086,000 |
| Equity capital | 36,640,000 | 36,110,000 | 35,446,000 | 35,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,749,000 | 5,874,000 | 8,268,000 |
| Interest expense | 260,000 | 502,000 | 821,000 | 1,413,000 |
| Net interest income | 1,588,000 | 3,247,000 | 5,053,000 | 6,855,000 |
| Noninterest income | 428,000 | 744,000 | 991,000 | 1,214,000 |
| Noninterest expense | 1,815,000 | 3,639,000 | 5,552,000 | 7,401,000 |
| Provision for loan losses | -1,000 | -1,000 | 0 | 1,000 |
| Pretax income | 202,000 | 353,000 | 492,000 | 667,000 |
| Income tax | 43,000 | 65,000 | 86,000 | 111,000 |
| Net income | 159,000 | 288,000 | 406,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,056,000 | 38,183,000 | 38,303,000 | 38,643,000 |