Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 205,061,000 | 218,727,000 | 222,559,000 | 221,417,000 |
| Total loans | 161,637,000 | 167,481,000 | 172,923,000 | 170,772,000 |
| Allowance for loan losses | 828,000 | 803,000 | 803,000 | 811,000 |
| Securities available for sale | 12,146,000 | 13,118,000 | 13,491,000 | 13,372,000 |
| Securities held to maturity | 12,997,000 | 12,961,000 | 13,602,000 | 14,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,900,000 | 173,098,000 | 179,742,000 | 179,358,000 |
| Interest-bearing deposits | 141,214,000 | 155,131,000 | 162,801,000 | 167,244,000 |
| Noninterest-bearing deposits | 15,686,000 | 17,967,000 | 16,941,000 | 12,114,000 |
| Equity capital | 33,899,000 | 33,967,000 | 34,081,000 | 34,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 4,008,000 | 6,247,000 | 8,576,000 |
| Interest expense | 412,000 | 939,000 | 1,647,000 | 2,397,000 |
| Net interest income | 1,503,000 | 3,069,000 | 4,600,000 | 6,179,000 |
| Noninterest income | 250,000 | 507,000 | 804,000 | 1,085,000 |
| Noninterest expense | 1,586,000 | 3,190,000 | 4,850,000 | 6,554,000 |
| Provision for loan losses | 2,000 | 15,000 | 16,000 | 16,000 |
| Pretax income | 165,000 | 371,000 | 538,000 | 694,000 |
| Income tax | 29,000 | 71,000 | 109,000 | 145,000 |
| Net income | 136,000 | 300,000 | 429,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,142,000 | 34,306,000 | 34,435,000 | 34,577,000 |
| Total capital | 34,970,000 | 35,109,000 | 35,238,000 | 35,388,000 |
| Risk-weighted assets | 130,989,000 | 136,648,000 | 138,552,000 | 138,039,000 |