Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 193,173,000 | 198,620,000 | 200,990,000 | 202,892,000 |
| Total loans | 152,849,000 | 157,094,000 | 159,796,000 | 155,381,000 |
| Allowance for loan losses | 663,000 | 667,000 | 668,000 | 827,000 |
| Securities available for sale | 8,126,000 | 8,724,000 | 9,139,000 | 12,167,000 |
| Securities held to maturity | 13,271,000 | 12,494,000 | 11,913,000 | 12,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,456,000 | 152,254,000 | 153,959,000 | 158,371,000 |
| Interest-bearing deposits | 133,336,000 | 136,396,000 | 139,358,000 | 140,977,000 |
| Noninterest-bearing deposits | 14,120,000 | 15,858,000 | 14,601,000 | 17,394,000 |
| Equity capital | 33,385,000 | 33,553,000 | 33,692,000 | 33,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,578,000 | 5,475,000 | 7,365,000 |
| Interest expense | 338,000 | 693,000 | 1,071,000 | 1,471,000 |
| Net interest income | 1,408,000 | 2,885,000 | 4,404,000 | 5,894,000 |
| Noninterest income | 206,000 | 482,000 | 760,000 | 1,093,000 |
| Noninterest expense | 1,477,000 | 3,000,000 | 4,580,000 | 6,209,000 |
| Provision for loan losses | -1,000 | 0 | 0 | 160,000 |
| Pretax income | 138,000 | 367,000 | 584,000 | 618,000 |
| Income tax | 39,000 | 119,000 | 195,000 | -13,000 |
| Net income | 99,000 | 248,000 | 389,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,474,000 | 33,623,000 | 33,764,000 | 34,006,000 |
| Total capital | 34,137,000 | 34,290,000 | 34,432,000 | 34,833,000 |
| Risk-weighted assets | 122,543,000 | 125,175,000 | 127,896,000 | 126,912,000 |