Call reports 2026
FIRST FARMERS AND COMMERCIAL BANK — 2026
What FIRST FARMERS AND COMMERCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 223,819,000 | 226,356,000 |
| Total loans | 167,620,000 | 165,285,000 |
| Allowance for loan losses | 2,376,000 | 2,385,000 |
| Securities available for sale | 3,765,000 | 5,758,000 |
| Securities held to maturity | 10,024,000 | 8,935,000 |
| Trading assets | 0 | 0 |
| Total deposits | 200,431,000 | 202,771,000 |
| Interest-bearing deposits | 160,179,000 | 161,114,000 |
| Noninterest-bearing deposits | 40,252,000 | 41,657,000 |
| Equity capital | 22,012,000 | 22,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,190,000 | 6,546,000 |
| Interest expense | 1,115,000 | 2,242,000 |
| Net interest income | 2,075,000 | 4,304,000 |
| Noninterest income | 149,000 | 296,000 |
| Noninterest expense | 1,637,000 | 3,343,000 |
| Provision for loan losses | 6,000 | 10,000 |
| Pretax income | 581,000 | 1,247,000 |
| Income tax | 156,000 | 334,000 |
| Net income | 425,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,057,000 | 22,187,000 |
| Total capital | 24,004,000 | 24,099,000 |
| Risk-weighted assets | 155,378,000 | 152,544,000 |