Call reports 2014
COMMUNITY BANK, INC. — 2014
What COMMUNITY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,954,000 | 182,390,000 | 179,709,000 | 174,897,000 |
| Total loans | 96,802,000 | 96,210,000 | 94,428,000 | 92,902,000 |
| Allowance for loan losses | 1,898,000 | 1,803,000 | 1,803,000 | 1,713,000 |
| Securities available for sale | 52,811,000 | 50,841,000 | 59,397,000 | 51,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,091,000 | 156,601,000 | 154,369,000 | 149,548,000 |
| Interest-bearing deposits | 114,199,000 | 115,378,000 | 112,690,000 | 106,050,000 |
| Noninterest-bearing deposits | 36,892,000 | 41,223,000 | 41,679,000 | 43,498,000 |
| Equity capital | 19,955,000 | 20,238,000 | 20,254,000 | 20,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,453,000 | 5,203,000 | 6,890,000 |
| Interest expense | 155,000 | 289,000 | 416,000 | 528,000 |
| Net interest income | 1,510,000 | 3,164,000 | 4,787,000 | 6,362,000 |
| Noninterest income | 433,000 | 795,000 | 1,150,000 | 2,014,000 |
| Noninterest expense | 1,724,000 | 3,535,000 | 5,246,000 | 7,109,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 424,000 | 691,000 | 1,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 424,000 | 691,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,228,000 | 20,283,000 | 20,450,000 | 21,025,000 |
| Total capital | 21,627,000 | 21,659,000 | 21,834,000 | 22,358,000 |
| Risk-weighted assets | 111,418,000 | 109,656,000 | 110,320,000 | 106,243,000 |