Call reports 2012
COMMUNITY BANK, INC. — 2012
What COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,978,000 | 179,542,000 | 191,733,000 | 183,811,000 |
| Total loans | 54,998,000 | 92,386,000 | 92,257,000 | 94,702,000 |
| Allowance for loan losses | 1,404,000 | 2,116,000 | 2,202,000 | 2,212,000 |
| Securities available for sale | 14,939,000 | 34,372,000 | 31,838,000 | 35,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,016,000 | 152,833,000 | 164,088,000 | 155,799,000 |
| Interest-bearing deposits | 64,455,000 | 116,724,000 | 121,670,000 | 101,633,000 |
| Noninterest-bearing deposits | 21,561,000 | 36,109,000 | 42,418,000 | 54,166,000 |
| Equity capital | 9,719,000 | 19,166,000 | 19,733,000 | 19,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 3,675,000 | 5,555,000 | 7,447,000 |
| Interest expense | 124,000 | 572,000 | 838,000 | 1,077,000 |
| Net interest income | 981,000 | 3,103,000 | 4,717,000 | 6,370,000 |
| Noninterest income | 284,000 | 889,000 | 1,380,000 | 1,888,000 |
| Noninterest expense | 1,021,000 | 3,271,000 | 4,926,000 | 6,801,000 |
| Provision for loan losses | 61,000 | 61,000 | 61,000 | 61,000 |
| Pretax income | 183,000 | 660,000 | 1,110,000 | 1,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 660,000 | 1,110,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,747,000 | 19,121,000 | 19,569,000 | 19,657,000 |
| Total capital | 10,516,000 | 20,541,000 | 20,914,000 | 20,950,000 |
| Risk-weighted assets | 60,928,000 | 112,922,000 | 106,792,000 | 102,537,000 |