Call reports 2008

COMMUNITY BANK, INC. — 2008

Name: COMMUNITY BANK, INC. — FFIEC call report 2008
Creator: COMMUNITY BANK, INC.

What COMMUNITY BANK, INC. reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a6a2a104-3adc-420b-9ccd-8daca5eece47/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	101,364,000	100,347,000	97,719,000	95,400,000
Total loans	76,702,000	74,526,000	74,025,000	71,445,000
Allowance for loan losses	890,000	910,000	920,000	735,000
Securities available for sale	12,648,000	12,585,000	12,577,000	12,110,000
Securities held to maturity	329,000	129,000	130,000	130,000
Trading assets	0	0	0	0
Total deposits	84,168,000	84,694,000	79,550,000	78,500,000
Interest-bearing deposits	53,428,000	51,233,000	52,572,000	55,082,000
Noninterest-bearing deposits	30,740,000	33,461,000	26,978,000	23,418,000
Equity capital	11,039,000	10,937,000	11,113,000	11,128,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,995,000	3,842,000	5,494,000	7,052,000
Interest expense	504,000	964,000	1,372,000	1,761,000
Net interest income	1,491,000	2,878,000	4,122,000	5,291,000
Noninterest income	193,000	404,000	663,000	896,000
Noninterest expense	1,228,000	2,488,000	3,692,000	4,956,000
Provision for loan losses	32,000	64,000	96,000	278,000
Pretax income	425,000	731,000	998,000	951,000
Income tax	0	0	0	0
Net income	425,000	731,000	998,000	951,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	10,968,000	10,928,000	11,082,000	11,034,000
Total capital	11,858,000	11,838,000	12,002,000	11,769,000
Risk-weighted assets	86,061,000	84,157,000	80,618,000	79,839,000