Call reports 2007

COMMUNITY BANK, INC. — 2007

Name: COMMUNITY BANK, INC. — FFIEC call report 2007
Creator: COMMUNITY BANK, INC.

What COMMUNITY BANK, INC. reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a6a2a104-3adc-420b-9ccd-8daca5eece47/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	107,215,000	104,549,000	102,297,000	104,469,000
Total loans	72,031,000	76,010,000	78,674,000	79,151,000
Allowance for loan losses	786,000	798,000	835,000	852,000
Securities available for sale	14,350,000	13,358,000	12,411,000	12,441,000
Securities held to maturity	386,000	386,000	341,000	341,000
Trading assets	0	0	0	0
Total deposits	92,310,000	89,521,000	83,646,000	85,930,000
Interest-bearing deposits	57,647,000	57,248,000	53,694,000	55,397,000
Noninterest-bearing deposits	34,663,000	32,273,000	29,952,000	30,533,000
Equity capital	10,296,000	10,356,000	10,725,000	11,071,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	2,101,000	4,174,000	6,299,000	8,339,000
Interest expense	421,000	899,000	1,404,000	1,906,000
Net interest income	1,680,000	3,275,000	4,895,000	6,433,000
Noninterest income	231,000	495,000	737,000	975,000
Noninterest expense	1,294,000	2,554,000	3,745,000	4,895,000
Provision for loan losses	39,000	71,000	103,000	136,000
Pretax income	578,000	1,145,000	1,784,000	2,377,000
Income tax	0	0	0	0
Net income	578,000	1,145,000	1,784,000	2,377,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	10,303,000	10,374,000	10,706,000	11,043,000
Total capital	11,089,000	11,172,000	11,541,000	11,895,000
Risk-weighted assets	88,258,000	82,762,000	86,488,000	89,022,000