Call reports 2006

COMMUNITY BANK, INC. — 2006

Name: COMMUNITY BANK, INC. — FFIEC call report 2006
Creator: COMMUNITY BANK, INC.

What COMMUNITY BANK, INC. reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a6a2a104-3adc-420b-9ccd-8daca5eece47/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	106,404,000	105,100,000	100,916,000	111,640,000
Total loans	73,044,000	71,119,000	67,752,000	68,798,000
Allowance for loan losses	775,000	871,000	893,000	742,000
Securities available for sale	13,356,000	13,349,000	13,403,000	16,320,000
Securities held to maturity	885,000	884,000	204,000	197,000
Trading assets	0	0	0	0
Total deposits	91,412,000	89,617,000	85,108,000	95,704,000
Interest-bearing deposits	58,025,000	61,487,000	53,846,000	57,791,000
Noninterest-bearing deposits	33,387,000	28,130,000	31,262,000	37,913,000
Equity capital	10,449,000	10,634,000	11,049,000	11,202,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,852,000	3,824,000	5,826,000	7,912,000
Interest expense	342,000	699,000	1,076,000	1,468,000
Net interest income	1,510,000	3,125,000	4,750,000	6,444,000
Noninterest income	258,000	511,000	748,000	982,000
Noninterest expense	1,233,000	2,428,000	3,642,000	4,946,000
Provision for loan losses	50,000	126,000	172,000	198,000
Pretax income	485,000	1,082,000	1,684,000	2,282,000
Income tax	0	0	0	0
Net income	485,000	1,082,000	1,684,000	2,282,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	10,510,000	10,709,000	11,073,000	11,217,000
Total capital	11,285,000	11,580,000	11,966,000	11,959,000
Risk-weighted assets	80,990,000	77,766,000	75,277,000	78,156,000