Call reports 2005

COMMUNITY BANK, INC. — 2005

Name: COMMUNITY BANK, INC. — FFIEC call report 2005
Creator: COMMUNITY BANK, INC.

What COMMUNITY BANK, INC. reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a6a2a104-3adc-420b-9ccd-8daca5eece47/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	101,263,000	100,113,000	97,009,000	107,966,000
Total loans	68,258,000	70,768,000	69,963,000	70,094,000
Allowance for loan losses	908,000	935,000	955,000	764,000
Securities available for sale	16,898,000	14,933,000	14,389,000	13,359,000
Securities held to maturity	2,305,000	1,987,000	1,080,000	898,000
Trading assets	0	0	0	0
Total deposits	84,820,000	83,307,000	81,476,000	91,743,000
Interest-bearing deposits	61,335,000	58,233,000	54,586,000	64,382,000
Noninterest-bearing deposits	23,485,000	25,074,000	26,890,000	27,361,000
Equity capital	10,026,000	9,849,000	10,116,000	10,466,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,495,000	3,124,000	4,898,000	6,702,000
Interest expense	275,000	558,000	861,000	1,191,000
Net interest income	1,220,000	2,566,000	4,037,000	5,511,000
Noninterest income	251,000	537,000	810,000	1,092,000
Noninterest expense	1,047,000	2,153,000	3,310,000	4,575,000
Provision for loan losses	45,000	133,000	178,000	224,000
Pretax income	379,000	817,000	1,359,000	1,804,000
Income tax	0	0	0	0
Net income	379,000	817,000	1,359,000	1,804,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	10,172,000	9,935,000	10,186,000	10,525,000
Total capital	11,080,000	10,870,000	11,141,000	11,289,000
Risk-weighted assets	76,877,000	79,089,000	77,588,000	80,166,000