Call reports 2004

COMMUNITY BANK, INC. — 2004

Name: COMMUNITY BANK, INC. — FFIEC call report 2004
Creator: COMMUNITY BANK, INC.

What COMMUNITY BANK, INC. reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a6a2a104-3adc-420b-9ccd-8daca5eece47/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	97,832,000	97,926,000	99,027,000	103,457,000
Total loans	57,729,000	61,692,000	64,550,000	63,690,000
Allowance for loan losses	942,000	1,010,000	1,014,000	881,000
Securities available for sale	18,235,000	20,485,000	19,520,000	17,942,000
Securities held to maturity	3,116,000	3,110,000	2,495,000	2,321,000
Trading assets	0	0	0	0
Total deposits	80,925,000	78,606,000	74,627,000	87,268,000
Interest-bearing deposits	59,435,000	55,973,000	52,086,000	60,586,000
Noninterest-bearing deposits	21,490,000	22,633,000	22,541,000	26,682,000
Equity capital	10,200,000	9,852,000	10,155,000	10,065,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,439,000	2,815,000	4,299,000	5,776,000
Interest expense	275,000	543,000	817,000	1,092,000
Net interest income	1,164,000	2,272,000	3,482,000	4,684,000
Noninterest income	250,000	542,000	818,000	1,084,000
Noninterest expense	1,054,000	2,099,000	3,190,000	4,508,000
Provision for loan losses	45,000	91,000	137,000	263,000
Pretax income	315,000	624,000	973,000	997,000
Income tax	0	0	0	0
Net income	315,000	624,000	973,000	997,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	10,125,000	9,999,000	10,235,000	10,193,000
Total capital	10,990,000	10,877,000	11,143,000	11,074,000
Risk-weighted assets	69,085,000	70,104,000	72,544,000	72,723,000