Call reports 2003

COMMUNITY BANK, INC. — 2003

Name: COMMUNITY BANK, INC. — FFIEC call report 2003
Creator: COMMUNITY BANK, INC.

What COMMUNITY BANK, INC. reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a6a2a104-3adc-420b-9ccd-8daca5eece47/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	106,127,000	92,431,000	90,572,000	99,901,000
Total loans	51,212,000	53,846,000	56,051,000	55,163,000
Allowance for loan losses	869,000	871,000	862,000	893,000
Securities available for sale	20,374,000	14,841,000	19,319,000	21,074,000
Securities held to maturity	2,021,000	3,262,000	2,955,000	3,133,000
Trading assets	0	0	0	0
Total deposits	89,838,000	76,649,000	74,831,000	82,030,000
Interest-bearing deposits	70,474,000	58,426,000	53,598,000	61,372,000
Noninterest-bearing deposits	19,364,000	18,223,000	21,233,000	20,658,000
Equity capital	9,802,000	9,891,000	9,955,000	9,953,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,296,000	2,658,000	4,042,000	5,345,000
Interest expense	325,000	650,000	949,000	1,234,000
Net interest income	971,000	2,008,000	3,093,000	4,111,000
Noninterest income	245,000	528,000	733,000	966,000
Noninterest expense	973,000	1,968,000	2,998,000	4,159,000
Provision for loan losses	45,000	90,000	137,000	183,000
Pretax income	198,000	478,000	691,000	735,000
Income tax	0	0	0	0
Net income	198,000	478,000	691,000	735,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,657,000	9,772,000	9,895,000	9,931,000
Total capital	10,423,000	10,542,000	10,689,000	10,767,000
Risk-weighted assets	61,170,000	61,520,000	63,453,000	66,787,000