Call reports 2001
COMMUNITY BANK, INC. — 2001
What COMMUNITY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,758,000 | 95,130,000 | 89,194,000 | 87,115,000 |
| Total loans | 52,765,000 | 55,139,000 | 53,884,000 | 54,018,000 |
| Allowance for loan losses | 1,197,000 | 1,291,000 | 1,386,000 | 794,000 |
| Securities available for sale | 15,078,000 | 14,121,000 | 21,187,000 | 18,581,000 |
| Securities held to maturity | 373,000 | 1,792,000 | 1,742,000 | 1,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,865,000 | 79,450,000 | 70,461,000 | 65,906,000 |
| Interest-bearing deposits | 54,177,000 | 64,081,000 | 56,609,000 | 50,566,000 |
| Noninterest-bearing deposits | 14,688,000 | 15,369,000 | 13,852,000 | 15,340,000 |
| Equity capital | 8,938,000 | 9,173,000 | 9,626,000 | 9,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,311,000 | 5,007,000 | 6,591,000 |
| Interest expense | 625,000 | 1,266,000 | 1,919,000 | 2,466,000 |
| Net interest income | 1,026,000 | 2,045,000 | 3,088,000 | 4,125,000 |
| Noninterest income | 203,000 | 452,000 | 673,000 | 907,000 |
| Noninterest expense | 849,000 | 1,825,000 | 2,771,000 | 3,771,000 |
| Provision for loan losses | 35,000 | 101,000 | 211,000 | 378,000 |
| Pretax income | 365,000 | 603,000 | 817,000 | 921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 603,000 | 817,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,802,000 | 9,034,000 | 9,245,000 | 9,095,000 |
| Total capital | 9,492,000 | 9,775,000 | 10,002,000 | 9,819,000 |
| Risk-weighted assets | 54,661,000 | 58,705,000 | 59,929,000 | 57,874,000 |