Call reports 2007
MT. RAINIER NATIONAL BANK — 2007
What MT. RAINIER NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 235,751,000 | 232,275,000 |
| Total loans | 173,082,000 | 174,119,000 |
| Allowance for loan losses | 1,911,000 | 1,978,000 |
| Securities available for sale | 28,044,000 | 22,583,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 209,580,000 | 205,841,000 |
| Interest-bearing deposits | 176,018,000 | 170,645,000 |
| Noninterest-bearing deposits | 33,562,000 | 35,196,000 |
| Equity capital | 22,150,000 | 22,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 4,051,000 | 8,183,000 |
| Interest expense | 1,464,000 | 2,988,000 |
| Net interest income | 2,587,000 | 5,195,000 |
| Noninterest income | 374,000 | 744,000 |
| Noninterest expense | 1,824,000 | 3,822,000 |
| Provision for loan losses | 69,000 | 138,000 |
| Pretax income | 1,068,000 | 1,979,000 |
| Income tax | 346,000 | 636,000 |
| Net income | 722,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 22,393,000 | 22,876,000 |
| Total capital | 24,304,000 | 24,854,000 |
| Risk-weighted assets | 187,216,000 | 189,573,000 |