Call reports 2006
MT. RAINIER NATIONAL BANK — 2006
What MT. RAINIER NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 202,384,000 | 216,872,000 | 223,479,000 | 229,895,000 |
| Total loans | 137,169,000 | 152,382,000 | 161,545,000 | 167,179,000 |
| Allowance for loan losses | 1,638,000 | 1,707,000 | 1,776,000 | 1,846,000 |
| Securities available for sale | 46,282,000 | 44,175,000 | 40,635,000 | 35,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,962,000 | 172,017,000 | 186,201,000 | 204,417,000 |
| Interest-bearing deposits | 143,293,000 | 139,458,000 | 147,666,000 | 170,023,000 |
| Noninterest-bearing deposits | 32,669,000 | 32,559,000 | 38,535,000 | 34,394,000 |
| Equity capital | 19,778,000 | 20,166,000 | 21,233,000 | 21,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,033,000 | 6,470,000 | 10,210,000 | 14,092,000 |
| Interest expense | 790,000 | 1,865,000 | 3,137,000 | 4,529,000 |
| Net interest income | 2,243,000 | 4,605,000 | 7,073,000 | 9,563,000 |
| Noninterest income | 350,000 | 689,000 | 1,147,000 | 1,458,000 |
| Noninterest expense | 1,667,000 | 3,521,000 | 5,213,000 | 7,222,000 |
| Provision for loan losses | 69,000 | 138,000 | 207,000 | 276,000 |
| Pretax income | 857,000 | 1,635,000 | 2,800,000 | 3,523,000 |
| Income tax | 269,000 | 512,000 | 896,000 | 1,105,000 |
| Net income | 588,000 | 1,123,000 | 1,904,000 | 2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,296,000 | 20,830,000 | 21,611,000 | 22,125,000 |
| Total capital | 21,934,000 | 22,537,000 | 23,387,000 | 23,971,000 |
| Risk-weighted assets | 153,196,000 | 167,075,000 | 175,493,000 | 184,843,000 |