Call reports 2005
MT. RAINIER NATIONAL BANK — 2005
What MT. RAINIER NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 180,138,000 | 187,989,000 | 192,876,000 | 194,202,000 |
| Total loans | 119,623,000 | 124,839,000 | 122,515,000 | 124,359,000 |
| Allowance for loan losses | 1,430,000 | 1,480,000 | 1,524,000 | 1,569,000 |
| Securities available for sale | 33,904,000 | 33,708,000 | 40,349,000 | 46,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,177,000 | 167,499,000 | 171,036,000 | 172,112,000 |
| Interest-bearing deposits | 128,442,000 | 134,498,000 | 135,015,000 | 138,515,000 |
| Noninterest-bearing deposits | 31,735,000 | 33,001,000 | 36,021,000 | 33,597,000 |
| Equity capital | 17,988,000 | 18,676,000 | 19,290,000 | 19,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,412,000 | 5,007,000 | 7,891,000 | 10,878,000 |
| Interest expense | 521,000 | 1,074,000 | 1,735,000 | 2,465,000 |
| Net interest income | 1,891,000 | 3,933,000 | 6,156,000 | 8,413,000 |
| Noninterest income | 338,000 | 736,000 | 1,205,000 | 1,556,000 |
| Noninterest expense | 1,521,000 | 3,067,000 | 4,756,000 | 6,504,000 |
| Provision for loan losses | 54,000 | 108,000 | 154,000 | 199,000 |
| Pretax income | 654,000 | 1,494,000 | 2,451,000 | 3,266,000 |
| Income tax | 206,000 | 481,000 | 783,000 | 1,048,000 |
| Net income | 448,000 | 1,013,000 | 1,668,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,352,000 | 18,917,000 | 19,573,000 | 20,123,000 |
| Total capital | 19,782,000 | 20,397,000 | 21,097,000 | 21,692,000 |
| Risk-weighted assets | 145,756,000 | 138,943,000 | 140,754,000 | 140,808,000 |