Call reports 2004
MT. RAINIER NATIONAL BANK — 2004
What MT. RAINIER NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 163,510,000 | 167,931,000 | 176,251,000 | 177,150,000 |
| Total loans | 102,540,000 | 110,142,000 | 116,780,000 | 120,932,000 |
| Allowance for loan losses | 1,167,000 | 1,230,000 | 1,300,000 | 1,376,000 |
| Securities available for sale | 33,794,000 | 36,670,000 | 37,629,000 | 37,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,005,000 | 149,643,000 | 157,209,000 | 157,763,000 |
| Interest-bearing deposits | 121,662,000 | 123,281,000 | 127,245,000 | 128,616,000 |
| Noninterest-bearing deposits | 24,343,000 | 26,362,000 | 29,964,000 | 29,147,000 |
| Equity capital | 16,731,000 | 17,604,000 | 18,308,000 | 18,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,449,000 | 6,882,000 | 9,404,000 |
| Interest expense | 452,000 | 920,000 | 1,413,000 | 1,929,000 |
| Net interest income | 1,681,000 | 3,529,000 | 5,469,000 | 7,475,000 |
| Noninterest income | 291,000 | 637,000 | 968,000 | 1,228,000 |
| Noninterest expense | 1,473,000 | 2,923,000 | 4,422,000 | 6,007,000 |
| Provision for loan losses | 69,000 | 138,000 | 207,000 | 276,000 |
| Pretax income | 442,000 | 1,117,000 | 1,822,000 | 2,434,000 |
| Income tax | 135,000 | 354,000 | 577,000 | 768,000 |
| Net income | 307,000 | 763,000 | 1,245,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,466,000 | 17,772,000 | 18,254,000 | 18,675,000 |
| Total capital | 17,633,000 | 19,002,000 | 19,554,000 | 20,051,000 |
| Risk-weighted assets | 132,685,000 | 134,402,000 | 139,158,000 | 136,228,000 |