Call reports 2003
MT. RAINIER NATIONAL BANK — 2003
What MT. RAINIER NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 144,128,000 | 147,253,000 | 153,151,000 | 156,054,000 |
| Total loans | 87,519,000 | 92,390,000 | 93,415,000 | 98,867,000 |
| Allowance for loan losses | 884,000 | 940,000 | 1,006,000 | 1,101,000 |
| Securities available for sale | 27,740,000 | 29,544,000 | 32,611,000 | 32,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,908,000 | 130,791,000 | 136,317,000 | 138,952,000 |
| Interest-bearing deposits | 106,881,000 | 109,791,000 | 113,807,000 | 115,004,000 |
| Noninterest-bearing deposits | 21,027,000 | 21,000,000 | 22,510,000 | 23,948,000 |
| Equity capital | 15,470,000 | 15,879,000 | 16,128,000 | 16,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,148,000 | 6,308,000 | 8,455,000 |
| Interest expense | 517,000 | 993,000 | 1,469,000 | 1,921,000 |
| Net interest income | 1,525,000 | 3,155,000 | 4,839,000 | 6,534,000 |
| Noninterest income | 382,000 | 849,000 | 1,312,000 | 1,613,000 |
| Noninterest expense | 1,378,000 | 2,759,000 | 4,257,000 | 5,581,000 |
| Provision for loan losses | 58,000 | 182,000 | 291,000 | 385,000 |
| Pretax income | 471,000 | 1,063,000 | 1,603,000 | 2,181,000 |
| Income tax | 143,000 | 333,000 | 502,000 | 686,000 |
| Net income | 328,000 | 730,000 | 1,101,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,092,000 | 15,494,000 | 15,866,000 | 16,259,000 |
| Total capital | 15,976,000 | 16,434,000 | 16,872,000 | 17,360,000 |
| Risk-weighted assets | 120,846,000 | 121,576,000 | 126,796,000 | 127,695,000 |