Call reports 2002
MT. RAINIER NATIONAL BANK — 2002
What MT. RAINIER NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 127,448,000 | 129,572,000 | 137,038,000 | 143,174,000 |
| Total loans | 72,384,000 | 73,404,000 | 79,827,000 | 85,132,000 |
| Allowance for loan losses | 784,000 | 826,000 | 846,000 | 852,000 |
| Securities available for sale | 32,674,000 | 30,688,000 | 30,322,000 | 29,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,615,000 | 114,322,000 | 121,351,000 | 127,108,000 |
| Interest-bearing deposits | 96,044,000 | 96,875,000 | 101,668,000 | 107,047,000 |
| Noninterest-bearing deposits | 17,571,000 | 17,447,000 | 19,683,000 | 20,061,000 |
| Equity capital | 13,300,000 | 14,678,000 | 15,150,000 | 15,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,963,000 | 6,020,000 | 8,162,000 |
| Interest expense | 690,000 | 1,339,000 | 1,969,000 | 2,560,000 |
| Net interest income | 1,301,000 | 2,624,000 | 4,051,000 | 5,602,000 |
| Noninterest income | 305,000 | 596,000 | 916,000 | 1,328,000 |
| Noninterest expense | 1,125,000 | 2,263,000 | 3,515,000 | 4,768,000 |
| Provision for loan losses | 41,000 | 88,000 | 134,000 | 360,000 |
| Pretax income | 457,000 | 898,000 | 1,347,000 | 1,831,000 |
| Income tax | 152,000 | 298,000 | 410,000 | 558,000 |
| Net income | 305,000 | 600,000 | 937,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,416,000 | 14,401,000 | 14,738,000 | 15,074,000 |
| Total capital | 14,200,000 | 15,227,000 | 15,584,000 | 15,926,000 |
| Risk-weighted assets | 98,065,000 | 101,460,000 | 96,596,000 | 116,676,000 |