Call reports 2026
FIRST BANK ELK RIVER — 2026
What FIRST BANK ELK RIVER reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 362,488,000 | 369,202,000 |
| Total loans | 268,576,000 | 274,753,000 |
| Allowance for loan losses | 2,557,000 | 2,601,000 |
| Securities available for sale | 63,922,000 | 62,226,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 271,984,000 | 269,904,000 |
| Interest-bearing deposits | 193,369,000 | 188,567,000 |
| Noninterest-bearing deposits | 78,615,000 | 81,337,000 |
| Equity capital | 30,871,000 | 31,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,136,000 | 8,350,000 |
| Interest expense | 1,273,000 | 2,490,000 |
| Net interest income | 2,863,000 | 5,860,000 |
| Noninterest income | 358,000 | 778,000 |
| Noninterest expense | 2,643,000 | 5,210,000 |
| Provision for loan losses | 8,000 | 50,000 |
| Pretax income | 578,000 | 1,428,000 |
| Income tax | 156,000 | 391,000 |
| Net income | 422,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,269,000 | 39,584,000 |