Call reports 2019
FIRST BANK ELK RIVER — 2019
What FIRST BANK ELK RIVER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 269,546,000 | 278,530,000 | 298,247,000 | 287,848,000 |
| Total loans | 154,286,000 | 162,347,000 | 175,320,000 | 176,444,000 |
| Allowance for loan losses | 1,547,000 | 1,590,000 | 1,645,000 | 1,687,000 |
| Securities available for sale | 94,463,000 | 94,684,000 | 91,137,000 | 90,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,754,000 | 207,663,000 | 228,438,000 | 212,674,000 |
| Interest-bearing deposits | 152,376,000 | 151,548,000 | 159,616,000 | 150,601,000 |
| Noninterest-bearing deposits | 57,378,000 | 56,115,000 | 68,822,000 | 62,073,000 |
| Equity capital | 28,735,000 | 30,678,000 | 27,354,000 | 28,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 4,966,000 | 7,591,000 | 10,189,000 |
| Interest expense | 370,000 | 745,000 | 1,194,000 | 1,630,000 |
| Net interest income | 2,093,000 | 4,221,000 | 6,397,000 | 8,559,000 |
| Noninterest income | 396,000 | 935,000 | 1,437,000 | 1,799,000 |
| Noninterest expense | 2,171,000 | 4,359,000 | 6,477,000 | 8,446,000 |
| Provision for loan losses | 0 | 28,000 | 78,000 | 116,000 |
| Pretax income | 318,000 | 769,000 | 1,279,000 | 2,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 769,000 | 1,279,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,603,000 | 31,054,000 | 26,872,000 | 27,658,000 |
| Total capital | 32,150,000 | 32,644,000 | 28,517,000 | 29,345,000 |
| Risk-weighted assets | 200,761,000 | 209,109,000 | 215,507,000 | 214,104,000 |