Call reports 2018
FIRST BANK ELK RIVER — 2018
What FIRST BANK ELK RIVER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 270,257,000 | 271,868,000 | 277,367,000 | 274,289,000 |
| Total loans | 152,688,000 | 158,311,000 | 158,788,000 | 157,127,000 |
| Allowance for loan losses | 1,518,000 | 1,575,000 | 1,577,000 | 1,586,000 |
| Securities available for sale | 95,415,000 | 92,657,000 | 94,344,000 | 95,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,903,000 | 209,692,000 | 213,932,000 | 206,805,000 |
| Interest-bearing deposits | 146,080,000 | 149,621,000 | 152,755,000 | 150,749,000 |
| Noninterest-bearing deposits | 56,823,000 | 60,071,000 | 61,177,000 | 56,056,000 |
| Equity capital | 24,812,000 | 24,354,000 | 24,340,000 | 26,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,325,000 | 4,762,000 | 7,161,000 | 9,698,000 |
| Interest expense | 364,000 | 695,000 | 1,030,000 | 1,403,000 |
| Net interest income | 1,961,000 | 4,067,000 | 6,131,000 | 8,295,000 |
| Noninterest income | 485,000 | 719,000 | 1,270,000 | 1,636,000 |
| Noninterest expense | 2,242,000 | 4,409,000 | 6,485,000 | 8,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 377,000 | 916,000 | 1,535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 377,000 | 916,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,566,000 | 28,739,000 | 29,280,000 | 30,285,000 |
| Total capital | 30,084,000 | 30,314,000 | 30,857,000 | 31,871,000 |
| Risk-weighted assets | 198,493,000 | 205,219,000 | 205,355,000 | 203,094,000 |