Call reports 2017
FIRST BANK ELK RIVER — 2017
What FIRST BANK ELK RIVER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 269,869,000 | 273,297,000 | 268,029,000 | 276,197,000 |
| Total loans | 142,669,000 | 148,682,000 | 146,800,000 | 148,125,000 |
| Allowance for loan losses | 1,485,000 | 1,504,000 | 1,498,000 | 1,510,000 |
| Securities available for sale | 104,492,000 | 101,625,000 | 98,266,000 | 95,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,944,000 | 197,489,000 | 199,666,000 | 204,852,000 |
| Interest-bearing deposits | 146,242,000 | 142,809,000 | 145,509,000 | 148,937,000 |
| Noninterest-bearing deposits | 51,702,000 | 54,680,000 | 54,157,000 | 55,915,000 |
| Equity capital | 24,133,000 | 25,531,000 | 26,477,000 | 26,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,525,000 | 6,819,000 | 9,134,000 |
| Interest expense | 317,000 | 660,000 | 996,000 | 1,321,000 |
| Net interest income | 1,860,000 | 3,865,000 | 5,823,000 | 7,813,000 |
| Noninterest income | 454,000 | 1,016,000 | 1,683,000 | 2,470,000 |
| Noninterest expense | 2,106,000 | 4,119,000 | 6,222,000 | 8,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 762,000 | 1,284,000 | 2,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 762,000 | 1,284,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,542,000 | 27,116,000 | 27,638,000 | 28,359,000 |
| Total capital | 28,027,000 | 28,620,000 | 29,136,000 | 29,869,000 |
| Risk-weighted assets | 193,226,000 | 196,806,000 | 196,510,000 | 195,845,000 |