Call reports 2014
FIRST BANK ELK RIVER — 2014
What FIRST BANK ELK RIVER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 306,297,000 | 297,869,000 | 300,999,000 | 295,587,000 |
| Total loans | 127,591,000 | 129,550,000 | 129,017,000 | 123,878,000 |
| Allowance for loan losses | 2,258,000 | 2,250,000 | 2,282,000 | 2,158,000 |
| Securities available for sale | 130,963,000 | 130,326,000 | 125,957,000 | 109,232,000 |
| Securities held to maturity | 7,868,000 | 7,561,000 | 7,279,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,501,000 | 226,341,000 | 227,739,000 | 219,699,000 |
| Interest-bearing deposits | 201,550,000 | 192,566,000 | 194,954,000 | 184,604,000 |
| Noninterest-bearing deposits | 32,951,000 | 33,775,000 | 32,785,000 | 35,095,000 |
| Equity capital | 23,317,000 | 25,944,000 | 24,333,000 | 27,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,682,000 | 5,361,000 | 7,972,000 | 10,385,000 |
| Interest expense | 536,000 | 1,076,000 | 1,606,000 | 2,107,000 |
| Net interest income | 2,146,000 | 4,285,000 | 6,366,000 | 8,278,000 |
| Noninterest income | 505,000 | 957,000 | 1,534,000 | 2,022,000 |
| Noninterest expense | 2,283,000 | 4,589,000 | 6,667,000 | 8,987,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 653,000 | 1,233,000 | 1,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 653,000 | 1,233,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,219,000 | 29,438,000 | 27,906,000 | 28,073,000 |
| Total capital | 31,392,000 | 31,606,000 | 30,060,000 | 30,099,000 |
| Risk-weighted assets | 173,763,000 | 173,473,000 | 172,182,000 | 161,942,000 |