Call reports 2013
FIRST BANK ELK RIVER — 2013
What FIRST BANK ELK RIVER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 252,778,000 | 277,100,000 | 298,445,000 | 301,371,000 |
| Total loans | 126,207,000 | 127,300,000 | 125,807,000 | 126,113,000 |
| Allowance for loan losses | 2,527,000 | 2,709,000 | 2,677,000 | 2,265,000 |
| Securities available for sale | 91,095,000 | 114,844,000 | 135,847,000 | 132,241,000 |
| Securities held to maturity | 8,303,000 | 7,283,000 | 8,525,000 | 8,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,934,000 | 178,189,000 | 222,553,000 | 227,839,000 |
| Interest-bearing deposits | 147,261,000 | 153,044,000 | 193,304,000 | 197,778,000 |
| Noninterest-bearing deposits | 25,673,000 | 25,145,000 | 29,249,000 | 30,061,000 |
| Equity capital | 28,060,000 | 23,607,000 | 22,775,000 | 21,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 3,972,000 | 6,482,000 | 9,221,000 |
| Interest expense | 509,000 | 999,000 | 1,538,000 | 2,100,000 |
| Net interest income | 1,299,000 | 2,973,000 | 4,944,000 | 7,121,000 |
| Noninterest income | 459,000 | 933,000 | 1,534,000 | 2,018,000 |
| Noninterest expense | 2,049,000 | 4,216,000 | 6,241,000 | 8,525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -127,000 | -114,000 | 434,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -127,000 | -114,000 | 434,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,454,000 | 28,296,000 | 28,659,000 | 28,859,000 |
| Total capital | 30,537,000 | 30,464,000 | 30,846,000 | 31,023,000 |
| Risk-weighted assets | 166,228,000 | 172,999,000 | 174,333,000 | 173,034,000 |