Call reports 2012
FIRST BANK ELK RIVER — 2012
What FIRST BANK ELK RIVER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 304,136,000 | 308,492,000 | 248,239,000 | 253,038,000 |
| Total loans | 166,693,000 | 159,638,000 | 125,619,000 | 126,139,000 |
| Allowance for loan losses | 4,070,000 | 3,524,000 | 2,670,000 | 2,525,000 |
| Securities available for sale | 35,115,000 | 64,619,000 | 53,527,000 | 79,793,000 |
| Securities held to maturity | 14,018,000 | 12,634,000 | 10,556,000 | 9,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,657,000 | 231,026,000 | 170,194,000 | 176,972,000 |
| Interest-bearing deposits | 193,302,000 | 191,952,000 | 141,641,000 | 144,695,000 |
| Noninterest-bearing deposits | 40,355,000 | 39,074,000 | 28,553,000 | 32,277,000 |
| Equity capital | 28,596,000 | 29,286,000 | 29,869,000 | 28,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,368,000 | 4,898,000 | 6,887,000 | 8,572,000 |
| Interest expense | 728,000 | 1,436,000 | 2,024,000 | 2,593,000 |
| Net interest income | 1,640,000 | 3,462,000 | 4,863,000 | 5,979,000 |
| Noninterest income | 1,221,000 | 2,280,000 | 3,411,000 | 3,966,000 |
| Noninterest expense | 2,574,000 | 5,148,000 | 7,709,000 | 9,976,000 |
| Provision for loan losses | 0 | 95,000 | 95,000 | 95,000 |
| Pretax income | 287,000 | 668,000 | 1,127,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 668,000 | 1,127,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,170,000 | 27,601,000 | 29,055,000 | 28,771,000 |
| Total capital | 29,591,000 | 30,060,000 | 31,078,000 | 30,840,000 |
| Risk-weighted assets | 192,393,000 | 195,733,000 | 161,197,000 | 165,826,000 |