Call reports 2006
FIRST BANK ELK RIVER — 2006
What FIRST BANK ELK RIVER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 339,128,000 | 350,764,000 | 345,018,000 | 349,258,000 |
| Total loans | 186,005,000 | 199,770,000 | 191,580,000 | 181,446,000 |
| Allowance for loan losses | 3,153,000 | 3,274,000 | 3,287,000 | 3,196,000 |
| Securities available for sale | 68,713,000 | 75,828,000 | 79,386,000 | 61,558,000 |
| Securities held to maturity | 48,033,000 | 47,915,000 | 48,813,000 | 48,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,977,000 | 274,170,000 | 271,568,000 | 273,297,000 |
| Interest-bearing deposits | 237,004,000 | 240,408,000 | 240,457,000 | 241,044,000 |
| Noninterest-bearing deposits | 31,973,000 | 33,762,000 | 31,111,000 | 32,253,000 |
| Equity capital | 37,933,000 | 36,478,000 | 39,272,000 | 40,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,991,000 | 10,295,000 | 15,824,000 | 21,170,000 |
| Interest expense | 2,005,000 | 4,240,000 | 6,704,000 | 9,105,000 |
| Net interest income | 2,986,000 | 6,055,000 | 9,120,000 | 12,065,000 |
| Noninterest income | 1,250,000 | 2,674,000 | 3,761,000 | 4,836,000 |
| Noninterest expense | 3,218,000 | 6,442,000 | 9,422,000 | 12,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,018,000 | 2,287,000 | 3,459,000 | 4,629,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 2,287,000 | 3,459,000 | 4,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,829,000 | 39,466,000 | 40,326,000 | 41,402,000 |
| Total capital | 42,821,000 | 42,631,000 | 43,378,000 | 44,376,000 |
| Risk-weighted assets | 239,216,000 | 253,193,000 | 244,119,000 | 238,536,000 |