Call reports 2024
UNION BANK & TRUST COMPANY — 2024
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 93,990,000 | 95,080,000 | 96,187,000 | 94,781,000 |
| Total loans | 65,285,000 | 65,426,000 | 64,947,000 | 64,577,000 |
| Allowance for loan losses | 1,936,000 | 1,899,000 | 1,265,000 | 1,090,000 |
| Securities available for sale | 25,561,000 | 24,154,000 | 24,089,000 | 23,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,611,000 | 83,841,000 | 83,840,000 | 82,181,000 |
| Interest-bearing deposits | 56,862,000 | 58,551,000 | 59,231,000 | 58,566,000 |
| Noninterest-bearing deposits | 24,749,000 | 25,290,000 | 24,609,000 | 23,615,000 |
| Equity capital | 11,770,000 | 10,745,000 | 11,793,000 | 11,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,681,000 | 4,048,000 | 5,472,000 |
| Interest expense | 232,000 | 453,000 | 690,000 | 925,000 |
| Net interest income | 1,098,000 | 2,228,000 | 3,358,000 | 4,547,000 |
| Noninterest income | 53,000 | 111,000 | 268,000 | 281,000 |
| Noninterest expense | 689,000 | 1,421,000 | 2,157,000 | 2,895,000 |
| Provision for loan losses | 70,000 | 64,000 | 169,000 | 115,000 |
| Pretax income | 392,000 | 854,000 | 1,300,000 | 1,818,000 |
| Income tax | 25,000 | 55,000 | 84,000 | 118,000 |
| Net income | 367,000 | 799,000 | 1,216,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,406,000 | 12,155,000 | 12,731,000 | 13,129,000 |