Call reports 2023
UNION BANK & TRUST COMPANY — 2023
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 98,957,000 | 99,478,000 | 96,087,000 | 99,313,000 |
| Total loans | 62,311,000 | 64,231,000 | 64,962,000 | 64,022,000 |
| Allowance for loan losses | 2,031,000 | 1,746,000 | 1,887,000 | 1,875,000 |
| Securities available for sale | 31,900,000 | 31,069,000 | 26,294,000 | 26,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,855,000 | 88,818,000 | 85,244,000 | 87,239,000 |
| Interest-bearing deposits | 62,746,000 | 62,760,000 | 60,850,000 | 63,543,000 |
| Noninterest-bearing deposits | 26,109,000 | 26,058,000 | 24,394,000 | 23,696,000 |
| Equity capital | 9,774,000 | 10,291,000 | 10,346,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,516,000 | 3,857,000 | 5,204,000 |
| Interest expense | 104,000 | 263,000 | 468,000 | 715,000 |
| Net interest income | 1,144,000 | 2,253,000 | 3,389,000 | 4,489,000 |
| Noninterest income | 69,000 | 124,000 | 177,000 | 233,000 |
| Noninterest expense | 692,000 | 1,344,000 | 1,986,000 | 2,671,000 |
| Provision for loan losses | 51,000 | -9,000 | 136,000 | 120,000 |
| Pretax income | 446,000 | 1,018,000 | 1,339,000 | 1,826,000 |
| Income tax | 29,000 | 66,000 | 87,000 | 119,000 |
| Net income | 417,000 | 952,000 | 1,252,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,074,000 | 12,461,000 | 12,760,000 | 13,216,000 |
| Total capital | — | — | — | 13,909,000 |
| Risk-weighted assets | — | — | — | 54,327,000 |