Call reports 2022
UNION BANK & TRUST COMPANY — 2022
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,862,000 | 106,820,000 | 102,763,000 | 103,146,000 |
| Total loans | 59,071,000 | 60,908,000 | 59,817,000 | 61,591,000 |
| Allowance for loan losses | 1,025,000 | 1,214,000 | 1,288,000 | 1,381,000 |
| Securities available for sale | 28,124,000 | 35,985,000 | 34,488,000 | 33,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,800,000 | 95,520,000 | 91,361,000 | 91,355,000 |
| Interest-bearing deposits | 66,694,000 | 68,772,000 | 66,275,000 | 66,236,000 |
| Noninterest-bearing deposits | 26,106,000 | 26,748,000 | 25,086,000 | 25,119,000 |
| Equity capital | 11,691,000 | 11,019,000 | 11,043,000 | 11,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,404,000 | 3,535,000 | 4,757,000 |
| Interest expense | 34,000 | 65,000 | 97,000 | 132,000 |
| Net interest income | 1,055,000 | 2,339,000 | 3,438,000 | 4,625,000 |
| Noninterest income | 78,000 | 137,000 | 199,000 | 250,000 |
| Noninterest expense | 602,000 | 1,229,000 | 1,832,000 | 2,454,000 |
| Provision for loan losses | 70,000 | 272,000 | 344,000 | 557,000 |
| Pretax income | 461,000 | 975,000 | 1,461,000 | 1,864,000 |
| Income tax | 30,000 | 63,000 | 95,000 | 121,000 |
| Net income | 431,000 | 912,000 | 1,366,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,567,000 | 13,048,000 | 13,501,000 | 14,036,000 |