Call reports 2021
UNION BANK & TRUST COMPANY — 2021
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 98,433,000 | 101,951,000 | 104,162,000 | 106,794,000 |
| Total loans | 59,537,000 | 59,895,000 | 59,371,000 | 60,032,000 |
| Allowance for loan losses | 804,000 | 935,000 | 943,000 | 1,021,000 |
| Securities available for sale | 18,692,000 | 17,708,000 | 19,029,000 | 25,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,135,000 | 90,174,000 | 91,814,000 | 94,237,000 |
| Interest-bearing deposits | 61,447,000 | 62,972,000 | 65,180,000 | 65,522,000 |
| Noninterest-bearing deposits | 25,688,000 | 27,202,000 | 26,634,000 | 28,715,000 |
| Equity capital | 11,057,000 | 11,571,000 | 12,053,000 | 12,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,360,000 | 3,401,000 | 4,512,000 |
| Interest expense | 56,000 | 103,000 | 148,000 | 185,000 |
| Net interest income | 1,108,000 | 2,257,000 | 3,253,000 | 4,327,000 |
| Noninterest income | 125,000 | 269,000 | 353,000 | 2,133,000 |
| Noninterest expense | 632,000 | 1,234,000 | 1,825,000 | 2,388,000 |
| Provision for loan losses | 34,000 | 153,000 | 158,000 | 247,000 |
| Pretax income | 567,000 | 1,139,000 | 1,623,000 | 3,825,000 |
| Income tax | 37,000 | 74,000 | 105,000 | 129,000 |
| Net income | 530,000 | 1,065,000 | 1,518,000 | 3,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,799,000 | 11,334,000 | 11,787,000 | 12,135,000 |