Call reports 2020
UNION BANK & TRUST COMPANY — 2020
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,778,000 | 93,473,000 | 96,237,000 | 96,532,000 |
| Total loans | 60,093,000 | 58,466,000 | 59,094,000 | 58,427,000 |
| Allowance for loan losses | 662,000 | 782,000 | 718,000 | 768,000 |
| Securities available for sale | 17,487,000 | 16,552,000 | 21,887,000 | 20,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,352,000 | 81,528,000 | 83,791,000 | 85,511,000 |
| Interest-bearing deposits | 57,679,000 | 59,971,000 | 60,937,000 | 60,963,000 |
| Noninterest-bearing deposits | 19,673,000 | 21,557,000 | 22,854,000 | 24,548,000 |
| Equity capital | 11,105,000 | 11,700,000 | 12,156,000 | 10,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,234,000 | 3,347,000 | 4,426,000 |
| Interest expense | 107,000 | 206,000 | 288,000 | 361,000 |
| Net interest income | 989,000 | 2,028,000 | 3,059,000 | 4,065,000 |
| Noninterest income | 94,000 | 140,000 | 261,000 | 381,000 |
| Noninterest expense | 615,000 | 1,164,000 | 1,717,000 | 2,307,000 |
| Provision for loan losses | -55,000 | 66,000 | 144,000 | 220,000 |
| Pretax income | 523,000 | 938,000 | 1,459,000 | 1,919,000 |
| Income tax | 34,000 | 61,000 | 95,000 | 125,000 |
| Net income | 489,000 | 877,000 | 1,364,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,729,000 | 11,174,000 | 11,629,000 | 10,269,000 |
| Total capital | — | 11,843,000 | 12,296,000 | — |
| Risk-weighted assets | — | 53,371,000 | 53,319,000 | — |