Call reports 2018
UNION BANK & TRUST COMPANY — 2018
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,466,000 | 83,809,000 | 85,061,000 | 82,047,000 |
| Total loans | 57,364,000 | 58,104,000 | 59,775,000 | 59,162,000 |
| Allowance for loan losses | 1,021,000 | 1,028,000 | 1,074,000 | 1,010,000 |
| Securities available for sale | 19,025,000 | 18,907,000 | 18,359,000 | 15,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,061,000 | 72,923,000 | 73,308,000 | 71,999,000 |
| Interest-bearing deposits | 55,384,000 | 55,851,000 | 56,810,000 | 55,522,000 |
| Noninterest-bearing deposits | 18,677,000 | 17,072,000 | 16,498,000 | 16,478,000 |
| Equity capital | 10,164,000 | 10,606,000 | 11,024,000 | 9,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,265,000 | 3,450,000 | 4,662,000 |
| Interest expense | 61,000 | 133,000 | 210,000 | 301,000 |
| Net interest income | 1,020,000 | 2,132,000 | 3,240,000 | 4,361,000 |
| Noninterest income | 89,000 | 132,000 | 178,000 | 169,000 |
| Noninterest expense | 566,000 | 1,127,000 | 1,691,000 | 2,284,000 |
| Provision for loan losses | 40,000 | 81,000 | 111,000 | 149,000 |
| Pretax income | 503,000 | 1,043,000 | 1,604,000 | 1,975,000 |
| Income tax | 33,000 | 68,000 | 104,000 | 128,000 |
| Net income | 470,000 | 975,000 | 1,500,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,705,000 | 11,210,000 | 11,734,000 | 10,253,000 |
| Total capital | 11,378,000 | 11,864,000 | 12,403,000 | 10,919,000 |
| Risk-weighted assets | 53,491,000 | 51,921,000 | 53,139,000 | 52,941,000 |