Call reports 2017
UNION BANK & TRUST COMPANY — 2017
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,043,000 | 83,447,000 | 84,049,000 | 84,729,000 |
| Total loans | 57,895,000 | 58,242,000 | 58,595,000 | 57,400,000 |
| Allowance for loan losses | 1,011,000 | 1,002,000 | 1,003,000 | 1,006,000 |
| Securities available for sale | 16,518,000 | 17,351,000 | 18,258,000 | 17,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,578,000 | 72,357,000 | 71,933,000 | 72,969,000 |
| Interest-bearing deposits | 56,452,000 | 56,877,000 | 56,199,000 | 56,233,000 |
| Noninterest-bearing deposits | 16,126,000 | 15,480,000 | 15,735,000 | 16,736,000 |
| Equity capital | 10,190,000 | 10,768,000 | 11,275,000 | 11,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,220,000 | 3,355,000 | 4,491,000 |
| Interest expense | 50,000 | 102,000 | 158,000 | 213,000 |
| Net interest income | 1,081,000 | 2,118,000 | 3,197,000 | 4,278,000 |
| Noninterest income | 98,000 | 170,000 | 245,000 | 326,000 |
| Noninterest expense | 585,000 | 1,172,000 | 1,719,000 | 2,217,000 |
| Provision for loan losses | 65,000 | 134,000 | 209,000 | 292,000 |
| Pretax income | 533,000 | 987,000 | 1,521,000 | 1,920,000 |
| Income tax | 35,000 | 64,000 | 99,000 | 125,000 |
| Net income | 498,000 | 923,000 | 1,422,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,408,000 | 10,833,000 | 11,333,000 | 11,706,000 |
| Total capital | 11,076,000 | 11,506,000 | 12,012,000 | 12,378,000 |
| Risk-weighted assets | 53,099,000 | 53,517,000 | 53,978,000 | 53,441,000 |