Call reports 2011
UNION BANK & TRUST COMPANY — 2011
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,784,000 | 82,644,000 | 80,400,000 | 77,631,000 |
| Total loans | 49,602,000 | 49,892,000 | 49,623,000 | 49,761,000 |
| Allowance for loan losses | 719,000 | 745,000 | 663,000 | 724,000 |
| Securities available for sale | 24,354,000 | 26,135,000 | 25,669,000 | 22,096,000 |
| Securities held to maturity | 210,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,080,000 | 70,539,000 | 68,980,000 | 68,557,000 |
| Interest-bearing deposits | 58,973,000 | 58,006,000 | 56,687,000 | 55,474,000 |
| Noninterest-bearing deposits | 13,107,000 | 12,533,000 | 12,294,000 | 13,083,000 |
| Equity capital | 8,269,000 | 8,669,000 | 9,358,000 | 8,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,222,000 | 3,360,000 | 4,452,000 |
| Interest expense | 137,000 | 263,000 | 387,000 | 494,000 |
| Net interest income | 943,000 | 1,959,000 | 2,973,000 | 3,958,000 |
| Noninterest income | 269,000 | 220,000 | 333,000 | 762,000 |
| Noninterest expense | 579,000 | 1,127,000 | 1,645,000 | 2,281,000 |
| Provision for loan losses | 77,000 | 282,000 | 400,000 | 509,000 |
| Pretax income | 740,000 | 1,032,000 | 1,522,000 | 2,191,000 |
| Income tax | 51,000 | 69,000 | 99,000 | 125,000 |
| Net income | 689,000 | 963,000 | 1,423,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,987,000 | 8,260,000 | 8,721,000 | 8,164,000 |
| Total capital | 8,583,000 | 8,857,000 | 9,314,000 | 8,750,000 |
| Risk-weighted assets | 47,528,000 | 47,608,000 | 47,388,000 | 46,778,000 |