Call reports 2010
UNION BANK & TRUST COMPANY — 2010
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,357,000 | 79,143,000 | 80,054,000 | 81,307,000 |
| Total loans | 48,448,000 | 49,301,000 | 49,209,000 | 49,642,000 |
| Allowance for loan losses | 705,000 | 790,000 | 677,000 | 671,000 |
| Securities available for sale | 22,401,000 | 23,190,000 | 21,154,000 | 25,084,000 |
| Securities held to maturity | 288,000 | 212,000 | 211,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,934,000 | 70,157,000 | 70,325,000 | 72,923,000 |
| Interest-bearing deposits | 59,375,000 | 57,742,000 | 58,385,000 | 58,979,000 |
| Noninterest-bearing deposits | 12,559,000 | 12,415,000 | 11,940,000 | 13,944,000 |
| Equity capital | 7,889,000 | 8,454,000 | 9,064,000 | 7,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,267,000 | 3,411,000 | 4,539,000 |
| Interest expense | 188,000 | 363,000 | 525,000 | 678,000 |
| Net interest income | 940,000 | 1,904,000 | 2,886,000 | 3,861,000 |
| Noninterest income | 132,000 | 229,000 | 341,000 | 437,000 |
| Noninterest expense | 529,000 | 1,059,000 | 1,599,000 | 2,166,000 |
| Provision for loan losses | 68,000 | 195,000 | 208,000 | 250,000 |
| Pretax income | 475,000 | 942,000 | 1,483,000 | 1,945,000 |
| Income tax | 30,000 | 67,000 | 100,000 | 129,000 |
| Net income | 445,000 | 875,000 | 1,383,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,487,000 | 7,917,000 | 8,424,000 | 7,298,000 |
| Total capital | 8,066,000 | 8,500,000 | 9,005,000 | 7,884,000 |
| Risk-weighted assets | 46,222,000 | 46,421,000 | 46,404,000 | 46,788,000 |