Call reports 2009
UNION BANK & TRUST COMPANY — 2009
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,403,000 | 75,641,000 | 78,082,000 | 80,360,000 |
| Total loans | 45,569,000 | 46,201,000 | 46,039,000 | 48,039,000 |
| Allowance for loan losses | 669,000 | 667,000 | 680,000 | 688,000 |
| Securities available for sale | 24,490,000 | 20,870,000 | 20,235,000 | 19,023,000 |
| Securities held to maturity | 740,000 | 539,000 | 389,000 | 388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,173,000 | 67,046,000 | 68,558,000 | 72,358,000 |
| Interest-bearing deposits | 55,233,000 | 55,429,000 | 56,541,000 | 58,402,000 |
| Noninterest-bearing deposits | 12,940,000 | 11,617,000 | 12,017,000 | 13,956,000 |
| Equity capital | 7,576,000 | 7,923,000 | 8,747,000 | 7,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,362,000 | 3,520,000 | 4,691,000 |
| Interest expense | 234,000 | 442,000 | 647,000 | 849,000 |
| Net interest income | 963,000 | 1,920,000 | 2,873,000 | 3,842,000 |
| Noninterest income | 206,000 | 287,000 | 383,000 | 479,000 |
| Noninterest expense | 495,000 | 1,171,000 | 1,660,000 | 2,213,000 |
| Provision for loan losses | 71,000 | 105,000 | 148,000 | 219,000 |
| Pretax income | 603,000 | 965,000 | 1,482,000 | 1,923,000 |
| Income tax | 35,000 | 60,000 | 93,000 | 120,000 |
| Net income | 568,000 | 905,000 | 1,389,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,471,000 | 7,808,000 | 8,292,000 | 7,041,000 |
| Total capital | 8,011,000 | 8,345,000 | 8,836,000 | 7,619,000 |
| Risk-weighted assets | 43,072,000 | 42,832,000 | 43,403,000 | 46,124,000 |