Call reports 2002
UNION BANK & TRUST COMPANY — 2002
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,792,000 | 71,254,000 | 71,871,000 | 71,149,000 |
| Total loans | 25,740,000 | 24,537,000 | 23,969,000 | 23,095,000 |
| Allowance for loan losses | 654,000 | 679,000 | 843,000 | 840,000 |
| Securities available for sale | 32,501,000 | 36,666,000 | 38,187,000 | 41,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,226,000 | 64,353,000 | 64,245,000 | 63,349,000 |
| Interest-bearing deposits | 55,140,000 | 55,072,000 | 55,135,000 | 54,587,000 |
| Noninterest-bearing deposits | 9,086,000 | 9,281,000 | 9,110,000 | 8,762,000 |
| Equity capital | 7,059,000 | 6,334,000 | 6,974,000 | 7,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,583,000 | 3,846,000 | 5,052,000 |
| Interest expense | 368,000 | 720,000 | 1,061,000 | 1,376,000 |
| Net interest income | 933,000 | 1,863,000 | 2,785,000 | 3,676,000 |
| Noninterest income | 261,000 | 443,000 | 617,000 | 825,000 |
| Noninterest expense | 544,000 | 1,071,000 | 1,546,000 | 2,086,000 |
| Provision for loan losses | -8,000 | 80,000 | 342,000 | 542,000 |
| Pretax income | 674,000 | 1,225,000 | 1,629,000 | 1,986,000 |
| Income tax | 31,000 | 64,000 | 87,000 | 114,000 |
| Net income | 643,000 | 1,161,000 | 1,542,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,655,000 | 5,551,000 | 5,932,000 | 6,263,000 |
| Total capital | 7,077,000 | 5,959,000 | 6,344,000 | 6,669,000 |
| Risk-weighted assets | 33,553,000 | 32,387,000 | 32,567,000 | 32,083,000 |